Is pets just a kind of animal? the answer is negative. More and more families regard their beloved pets as a member of the family, and show great enthusiasm for their birth and illness. Under such a social trend, the insurance industry seems to have seen a new growth point -in modern society, pets have been inseparable from people's lives, and the owner cares about pets like his children. Pet insurance came into being.
Pet Ukiyo -painted Veterinary Pet Insurance Company, the largest pet insurance company in the United States, said 80,000 new insurance policies can be signed in a quarter. Consumer data PackageDFacts statistics report shows that the cost of pet insurance has increased by 45%in 4 years. White women aged between 40 and 50 years old buying pet insurance is relatively high. In the UK, the number of people buying pet insurance is also increasing. Pets have become human partners for several centuries. Human began to domesticate animals in ancient times. For example, in the United Kingdom, Germany, China and other countries, the domestication culture of pets has a long history. The Chinese emperor raised the Beijing dog; Queen Victoria in the UK loved her Persian cats deeply.
Entering the 21st century, pets are no longer regarded as a symbol of rich and leisure -class status. In developed countries, healthy and tamed pets have become members of many ordinary families and are good partners of people.
In modern society, partner animals are of great significance for human health and happiness. Studies have shown that raising pets is very beneficial to humans. Studies have shown that the hair of touching a animal can reduce blood pressure and slow the heartbeat. In American society, animal companions have been upgraded to the status of "sitting flat" with humans. People are often distant from their relatives and friends they love, so they sought their pets like human friendship and mutual understanding from their pets. As early as 1990, relevant groups from all over the world formally formed the "Organization for the Interactional Relationship between Human and Animals" to work to promote the interaction between people and respect for people and animals.
A large -scale survey conducted by the well -known British insurance company Norwichunion found that there are more and more families raising various pets while the birth rate of new British newborn is declining. The latest statistics show that nearly half of British families have their own pets, and cats and dogs are the most popular. Many investigators are happy to say that cats and dogs make them more happy and healthy. They rarely get sick and rarely complain about the sky. They have a better mentality than others, and they know more about "contentment."
A person in charge of the Nova Federation revealed that there are also increasing number of people who buy medical insurance for their pets, and the amount of insurance is mostly high, which shows how heavy the British see cats and dogs. Relevant experts point out that the more common mentality of the British is related to realistic social pressure, economic problems, and personal psychology.
According to estimates from the American Pet Product Manufacturers Association, Americans spend $ 30 billion a year on their pets. Most of these money is expenditure on pet food and veterinary bills, but there are still a large amount of consumption that are spent "spoiled" for pets. Pets like special mattresses, toys, organic foods and even clothing. Americans are not the only one who spoils their pets. In Europe, dogs are also welcomed in shops and restaurants. Also in Asia, pet ownership rates are increasing, and pet shops have sprung up everywhere. According to statistics, the number of pets worldwide has reached 400 million. As people raise the number of pets, it has driven the development and growth of related industries.
Like children, pets can participate in summer camps and join the daytime care centers. Even the hotel now provides special treatment for your pet. At the Rigis Hotel in Los Angeles, your pet can enjoy a spa ($ 55) and a luxurious steak dinner ($ 39). At the holiday pet hotel near San Diego, the staff will even arrange a birthday party with a party hat!
Today's veterinaries provide medical services that pets can only enjoy before. In order to bear these expensive treatments, people buy medical insurance for their pets. The most advanced dog cancer treatment can get up to $ 15,000! The average cost of pet insurance is about $ 250 a year.
What role should pets play? Should they be regarded as "mini humans"? Not everyone will agree with this statement. However, most people agree that pets make human life richer and more meaningful.
Konnon Casey has a 4 -year -old Haba Dogei, Casey bought it for it. Phoebe has a lot of illness, skin allergies, gastrointestinal problems, etc., all need to be treated, so insurance has become a good financial investment. Although Casey has not yet applied for claims to the insurance company, she believes that the expenditure is really worth it.
With the continuous rise in the number of pets in Americans, the cost of seeing a doctor for pets has also risen. More and more Americans choose to buy health insurance to pay for pet medical expenses. Insurance companies not only have insurance provided by cats and dogs, but also set up insurance for birds and some species such as South American chipper.
Veterinary Pet Insurance Company, the largest pet insurance company in the United States, said 80,000 new insurance policies could be signed in a quarter. Consumer data PackageDFacts statistics report shows that the cost of pet insurance has increased by 45%in 4 years. White women aged between 40 and 50 years old buying pet insurance is relatively high. In the UK, the number of people buying pet insurance is also increasing.
One of the reasons for people to buy pet insurance is that the medical diagnostic procedures and treatment methods that were originally used only for human beings are now more applied to pets, such as radiation therapy, chemotherapy, nuclear magnetic resonance, and high -tech surgery. Now even cats can have kidney transplant surgery. Susan Stephens, a doctor at a animal hospital, said that the professional level of veterinarians has increased, but the cost is more expensive. Cat's kidney transplantation surgery costs $ 7,000 to $ 8,000, cataract surgery is $ 1,200, a series of chemotherapy can easily exceed $ 2,000, and the dog's surgical fee will reach $ 3,000 after a car accident.
Stephens suggested that the owner of the pet to buy insurance. She said that there are not many people who buy insurance, but they are very satisfied with the people who buy it. Insurance can make people better take care of their pet health on the premise of burden. When purchasing insurance, people can avoid being forced to let pets die in the case of incompetence. People from veterinary pet insurance companies call this "economic euthanasia".